Payment Methods in China

Master the art of digital payments and navigate China's cashless society with confidence

Mobile Payments

The future is here - pay with your phone

WeChat Pay

Most Popular

Key Features

  • Used by 1.2 billion people
  • Works in 99% of stores
  • QR code scanning
  • Social features included

Setup Steps

  1. 1Download WeChat app
  2. 2Create account with phone number
  3. 3Link international credit card
  4. 4Verify identity if needed

Alipay

Widely Accepted

Key Features

  • Accepted at most merchants
  • Excellent for transportation
  • Tourist-friendly interface
  • Offline payment possible

Setup Steps

  1. 1Download Alipay app
  2. 2Register with phone/email
  3. 3Add international card
  4. 4Complete verification

Cash is Still Useful

Keep some RMB handy for these situations

Public Transport

Some buses and older metro stations

Street Food

Small vendors and food stalls

Taxis

Older taxis without digital payment

Tourist Sites

Some attractions and temples

International Cards

Backup payment options for travelers

Visa/Mastercard

Accepted at major hotels and international stores

ATM Access

Bank of China and ICBC ATMs widely available

Exchange Rate

Better rates at banks than hotels or airports

Contactless

Many cards now support tap-to-pay in major cities

💡 Payment Quick Tips

Before You Go

  • Download WeChat and Alipay apps
  • Notify your bank of travel plans
  • Exchange some cash as backup

In China

  • Set up mobile payments first day
  • Always have 100-200 RMB cash
  • Use Bank of China ATMs for withdrawals

Pro Tips

  • Screenshot QR codes for offline use
  • Ask hotels for payment assistance
  • Keep receipts for tax refunds